Australians deserve better home loan deals. We're here to get them for you.

or ask an expert
You're a home buyer, an investor, a first home owner, a getta better dealer, or a renovator. We're home loan experts.

If you're purchasing a property or looking for a better deal, the chances are HoLo can help find a home loan.

Who doesn't like crunching numbers, right? We crunch in our sleep.

Purchasing a property can be stressful. HoLo wants to remove that by putting the power back into your hands, the buyer. Without any meetings or paperwork, finding a home loan and applying for pre-approval couldn't be easier.

Take back the power by knowing what you can borrow and you'll be leaping for joy before you can say "it's time to jump sheep".

Getting pre-approval doesn't need to take that long. Don't settle for baaad service.

Having a choice is only the step before making a choice

So, many, choices. 41 lenders to be exact. We're big on choice and having this many lenders to choose from means that we can find the best loan to fit your needs. We start by weeding out some of the more average options spilling out of the home loan bin.

Some of our lenders

Here are just four of the cheapest

2.14 %
Variable p.a.
2.19 %
Comparison p.a.
$ 248
Annual Fee
1.98 %
Variable p.a.
2.01 %
Comparison p.a.
$ 120
Annual Fee
2.03 %
Variable p.a.
2.10 %
Comparison p.a.
$ 395
Annual Fee
1.99 %
Variable p.a.
2.00 %
Comparison p.a.
$ 0
Annual Fee

Interest rates are correct as of 28/05/2022 and subject to change at any time. The comparison rate is based on a loan amount of $150,000, over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.

There's a home loan out there that suits you, somewhere. Let us help find it for you.

Every lender on the block has a good deal to offer.

On the surface, these deals can look great, but dig in a little deeper and you just might find that they're not quite what you expected.

We're good at lifting the hood to see how hairy some of these deals can get. The savings can be astronomical if you know where to look and what to look for.

All that glitters is not gold status home loan material. Find the real deal.

Being overcharged, not feeling appreciated, and jumping through hoops are symptoms that 80 % of Australians face when having to deal with the norm.

It's always been the same. Owning a home means going to the bank for a loan. At their discretion you were validated and under their conditions you were paying them a decent premium for 30 years

We asked the simple questions—how can we help Australians? How do they get a better deal? How do they feel valued as a customer, and recognised for their investments? How can they get faster approvals, or explore better alternatives?

It's time the power shifted from the banks to the customer. With so many options in the market, it's no longer a privilege to pay off a property, it's a choice. A choice that gives the control back to the customer, the way it should be.

If you've been with a bank for years, ask yourself why?

Talk isn't so cheap. Here's what they're saying about HoLo.

You're our champion! Thank you for making our dream a reality.
Sophee & Ben S, Aug 22, 2019
A big thanks to the HoLo team! We couldn’t have achieved what we wanted without your help.
Ossi & Cathy B, Jun 5, 2019
Thank you so much HoLo! We couldn’t have done it without you. The service and support you provided us was brilliant.
Mark & Jennifer M, Feb 19, 2019