buying your first home?
We’ll guide you the whole way
Buying your first home can feel daunting. But it doesn’t have to be. You need the right people around you, who’ve done it all before, to guide you through it. And that’s where we step in - we’re on your side for the whole journey, from start to finish.
HoLo makes it as easy as 1, 2, 3
100% Online
No application forms, no paperwork. Accessible 24-7.
Oh-so convenient.
Your Personal Dashboard
Where you control your application. Compare lenders. Crunch numbers.
Upload documents. Quick, simple & secure.
Heaps Of Lenders
From the ‘Big 4’ to emerging ‘neo banks’, compare over 35 lenders. Choose the options, service level and rate that’s right for you.
so many unknowns?
Crunch the numbers
Have a play with our calculators and see how you feel afterwards about taking the next step. Then talk to our super-friendly expert team who can give you a sense of what you could achieve and how soon you could achieve it.
I'm sick of paying rent!
Sick of paying rent and rather be paying off your own home? Find out here what loan you could afford to repay, based on your current rent. And if you can afford to pay more, see how much extra you could borrow.
What can I afford?
Having a rough idea of how much you can borrow, can help you start to set a budget for that property.
What will my repayments be?
Want to know what your repayments could be, each month, week or fortnight? Find out here and test a few options!
Hey guys, just remember that these calculations are illustrative only - they’re only as accurate as the information that you’ve entered! Of course, they’re not loan offers or confirmation of your loan eligibility - and this isn’t financial advice. Any default interest rates & figures quoted are designed to assist you and are subject to change. Lender policies, T’s & C’s, fees and charges may apply. For more information, please see HoLo’s Terms & Conditions.HoLo hacks to buy your first home
Sick of renting?
Ready to take the next step, or not sure where to start? Call us for an obligation free (and pressure free) chat. Or book a VidCon for a little 1-on-1 time with us. And if you’re not quite ready to take the plunge, that’s cool, you’ll know where we are.
why Holo?
3 reasons
you need HoLo
✓ We care (a lot)
We love our clients! We want to see all our clients succeed in life, so we treat you like family. We’ve done it a million times before (ok, not quite a million), so we know the traps to avoid, and can get you the deal you deserve.
✓ Personalised approach
Your circumstances are as individual as you are, so taking a cookie-cutter approach simply doesn’t cut it in our books. Unlike others, we’ll actively work with our lenders to cut you a deal too good to refuse.
✓ Speedy turnaround
We’re an agile bunch, unencumbered by the same level of bureaucracy as you’d expect from your average bank. Think of us as a personal trainer for your home loan. We can crack the whip if a lender is dragging their feet, and we’ll help you from the start all the way through to the finish and beyond.
We love happy clients
“We hadn’t had good experiences with banks and were finding the thought of finding a loan overwhelming. We didn’t know how to navigate the process on our own. We wanted an expert, who we could trust, to help and advise us along the way”
Lee & Josh
Less than a
20% deposit?
Typically you need to contribute about 20% of the price of a property when you’re buying a property - which can be in the form of cash or equity in another property. But if you don’t have that magic number, don’t despair, there are still a few options available for you.