How to access the equity in your home
If you're planning a renovation you're likely to be looking to increase your property's value. So understanding how to use your equity to do this, and how to access it, may be essential to the success of your plans.
Beware of Clickbait Home Loan Offers
If you’re an owner-occupier planning to move up the property ladder, you’ve likely seen eye-catching ads promising “the lowest rates” or “huge savings” on home loans. While these offers may sound enticing, they often come with hidden catches that could leave you worse off financially.
The Steps to Home Loan Pre-approval
Saving heaps of time by knowing in advance exactly what you can afford is one of the most common bits of sage advice HoLo clients would pass on to house hunters who are starting (or even already into) their journey.
Stamp Duty Explained
But what exactly is Stamp Duty and why do you have to pay it? What discounts or waivers are there where you want to buy, and are you eligible for any of them?
9 home-buying costs you need to know about.
What does it really cost to buy a home? The true cost of buying a home often goes well beyond the purchase price, so it’s vital to know how much you will actually be up for when the SOLD sticker goes on. Take a look at these nine home-buying costs you may not have thought of.
Renovating for returns
If you’re looking to profit from a planned renovation, what are the best ways to maximise your returns? Here are six smart renovation ideas to help you do just that.
Why Use A Mortgage Broker To Refinance?
If you’re considering simply going to your bank to refinance, you may be asking yourself why. Let’s break it down.
How much does it cost to refinance a home loan?
So you’re thinking of refinancing? If so, then be aware: there may be costs involved in switching banks. Remember to weigh up these costs against the long-term benefits when considering refinancing.
Just what is going to happen with inflation and interest rates?
HoLo co-founder, finance expert and lead broker, Justin Dickinson, shares his views on what mortgage holders could expect and - more importantly - do in uncertain times.
The convenience of conveyancers
When buying or selling property, it’s important to enlist the help of a conveyancer or property lawyer early. Here we explain what they do and why you need one right from the beginning.
WTF is…. LVR & DTI?
Getting your head around their ‘bank speak’ can be a little tricky. In fact, it can sound like a whooooole other language. Let us do little ‘banksplaining’ for you.
7 tips to save & pay off your loan sooner
Your home loan can be one of your biggest monthly expenses, so we thought it might be helpful if we share our top tips for how to pay it off sooner.
Consider this if you're thinking about fixing your loan
Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.
6 things to get ready if you want to buy your first home
When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?
How does a bloody offset account work?
No, Lara hasn’t just turned to finance! But it is one of the questions that we’re most commonly asked. So here's the lowdown for you....
Equity. What is it and how to calculate it?
Equity is cool. The more equity to have the richer you are! It’s not some mythical thing, but it can grow magically without you knowing. It can also magically reduce without you knowing as well!