9 home-buying costs you need to know about.
What does it really cost to buy a home? The true cost of buying a home often goes well beyond the purchase price, so it’s vital to know how much you will actually be up for when the SOLD sticker goes on. Take a look at these nine home-buying costs you may not have thought of.
Why Use A Mortgage Broker To Refinance?
If you’re considering simply going to your bank to refinance, you may be asking yourself why. Let’s break it down.
How much does it cost to refinance a home loan?
So you’re thinking of refinancing? If so, then be aware: there may be costs involved in switching banks. Remember to weigh up these costs against the long-term benefits when considering refinancing.
How the Home Loan application process works
So you’re planning a property purchase - maybe even your first (yay!) - but you’re unsure how the loan application works? Then relax! Here’s your step-by-step guide to getting a home loan that suits your specific situation and goals.
Just what is going to happen with inflation and interest rates?
HoLo co-founder, finance expert and lead broker, Justin Dickinson, shares his views on what mortgage holders could expect and - more importantly - do in uncertain times.
5 things we consider when shopping for a better rate for you
We love to haggle. It’s in our DNA. So with interest rates on the move, our team sat down to discuss a few things we consider when searching for a better rate for our clients. It’s always a good idea to be aware of these pitfalls when doing your research.
The convenience of conveyancers
When buying or selling property, it’s important to enlist the help of a conveyancer or property lawyer early. Here we explain what they do and why you need one right from the beginning.
WTF is…. LVR & DTI?
Getting your head around their ‘bank speak’ can be a little tricky. In fact, it can sound like a whooooole other language. Let us do little ‘banksplaining’ for you.
Fixed Interest Rates. The Pros & the Cons
Fixed interest rates - we’ve heard a lot about them lately in the media. So what exactly is a fixed interest rate?
Consider this if you're thinking about fixing your loan
Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.
Why the lowest rate might not be right for you!
We all love a deal, in fact, we all love a great deal, don’t we? But in finance, sometimes the best deal, might not actually be right for you.
How does a bloody offset account work?
No, Lara hasn’t just turned to finance! But it is one of the questions that we’re most commonly asked. So here's the lowdown for you....
Have less than a 20% deposit?
Typically you need to contribute about 20% of the price of a property when you’re buying a property. But if you don’t have that magic number, don’t despair, there are still a few options available.