9 home-buying costs you need to know about.
What does it really cost to buy a home? The true cost of buying a home often goes well beyond the purchase price, so it’s vital to know how much you will actually be up for when the SOLD sticker goes on. Take a look at these nine home-buying costs you may not have thought of.
Renovating for returns
If you’re looking to profit from a planned renovation, what are the best ways to maximise your returns? Here are six smart renovation ideas to help you do just that.
Why Use A Mortgage Broker To Refinance?
If you’re considering simply going to your bank to refinance, you may be asking yourself why. Let’s break it down.
Just what is going to happen with inflation and interest rates?
HoLo co-founder, finance expert and lead broker, Justin Dickinson, shares his views on what mortgage holders could expect and - more importantly - do in uncertain times.
WTF is…. LVR & DTI?
Getting your head around their ‘bank speak’ can be a little tricky. In fact, it can sound like a whooooole other language. Let us do little ‘banksplaining’ for you.
7 tips to save & pay off your loan sooner
Your home loan can be one of your biggest monthly expenses, so we thought it might be helpful if we share our top tips for how to pay it off sooner.
How good is your credit file looking?
If you haven’t really thought about your credit file for a while but you’re hoping to buy property or change banks soon, then tune in.
Consider this if you're thinking about fixing your loan
Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.
6 things to get ready if you want to buy your first home
When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?
Have less than a 20% deposit?
Typically you need to contribute about 20% of the price of a property when you’re buying a property. But if you don’t have that magic number, don’t despair, there are still a few options available.
HoLo understands business owners
The fact is, banks treat business owners differently. They think you’re a bit too complex; they think you’re a bit more risky; and you take too much of their time to consider your loan. In short, they sometimes just put you in the too-hard basket.