5 things we consider when shopping for a better rate for you
We love to haggle. It’s in our DNA. So with interest rates on the move, our team sat down to discuss a few things we consider when searching for a better rate for our clients. It’s always a good idea to be aware of these pitfalls when doing your research.
How good is your credit file looking?
If you haven’t really thought about your credit file for a while but you’re hoping to buy property or change banks soon, then tune in.
6 things to get ready if you want to buy your first home
When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?
Why the lowest rate might not be right for you!
We all love a deal, in fact, we all love a great deal, don’t we? But in finance, sometimes the best deal, might not actually be right for you.
Have less than a 20% deposit?
Typically you need to contribute about 20% of the price of a property when you’re buying a property. But if you don’t have that magic number, don’t despair, there are still a few options available.
HoLo understands business owners
The fact is, banks treat business owners differently. They think you’re a bit too complex; they think you’re a bit more risky; and you take too much of their time to consider your loan. In short, they sometimes just put you in the too-hard basket.