How to access the equity in your home
If you're planning a renovation you're likely to be looking to increase your property's value. So understanding how to use your equity to do this, and how to access it, may be essential to the success of your plans.
Beware of Clickbait Home Loan Offers
If you’re an owner-occupier planning to move up the property ladder, you’ve likely seen eye-catching ads promising “the lowest rates” or “huge savings” on home loans. While these offers may sound enticing, they often come with hidden catches that could leave you worse off financially.
The Steps to Home Loan Pre-approval
Saving heaps of time by knowing in advance exactly what you can afford is one of the most common bits of sage advice HoLo clients would pass on to house hunters who are starting (or even already into) their journey.
Why First Home Buyers Should Get Pre-approved Early in Their Buying Journey
HoLo breaks down why securing pre-approval should be one of your top priorities and how it can make your home-buying journey smoother and less stressful.
5 ways to find and keep quality tenants in your investment property
Finding reliable tenants can feel a bit like you’re a judge on The Voice. You’ve had countless applications, and whittled it down to a top 12, 8 and 4 – but how do you know when you’ve found a star tenant?
Buying an investment property off-the-plan: 6 things to consider
There’s something about that moment you realise you’ve become a property investor. That sense of achievement; knowing that you’ve reached a financial milestone that puts you in ‘the club’.
And property developers absolutely know it - and know how to use it. Welcome to the world of buying-off-the-plan.
4 common property investment mistakes
Thinking about mastering your renovation? Here are six of the key cost drivers to consider.
9 home-buying costs you need to know about.
What does it really cost to buy a home? The true cost of buying a home often goes well beyond the purchase price, so it’s vital to know how much you will actually be up for when the SOLD sticker goes on. Take a look at these nine home-buying costs you may not have thought of.
How To Select The Right Home Loan Broker: 7 questions should be asking
Let’s face it; getting a home loan will never exactly be a fun experience. It can, however, be a stressful one. If your chosen adviser can’t guide you seamlessly through the process or shield you from lender administration hassles, it’s likely to be a more painful process than it should be.
Renovating for returns
If you’re looking to profit from a planned renovation, what are the best ways to maximise your returns? Here are six smart renovation ideas to help you do just that.
Why Use A Mortgage Broker To Refinance?
If you’re considering simply going to your bank to refinance, you may be asking yourself why. Let’s break it down.
How much does it cost to refinance a home loan?
So you’re thinking of refinancing? If so, then be aware: there may be costs involved in switching banks. Remember to weigh up these costs against the long-term benefits when considering refinancing.
How the Home Loan application process works
So you’re planning a property purchase - maybe even your first (yay!) - but you’re unsure how the loan application works? Then relax! Here’s your step-by-step guide to getting a home loan that suits your specific situation and goals.
5 things we consider when shopping for a better rate for you
We love to haggle. It’s in our DNA. So with interest rates on the move, our team sat down to discuss a few things we consider when searching for a better rate for our clients. It’s always a good idea to be aware of these pitfalls when doing your research.
Smart property viewing: sneaky vendor tricks to watch out for
All owners spruce up their home for sale but a few tricks of the trade could be more than just a refresh. A fresh coat of paint, the smell of your favourite banana bread baking, and a glorious mirror in the dining room can all up a property’s appeal. Keep an eye out for these common tactics.
7 tips to save & pay off your loan sooner
Your home loan can be one of your biggest monthly expenses, so we thought it might be helpful if we share our top tips for how to pay it off sooner.
How good is your credit file looking?
If you haven’t really thought about your credit file for a while but you’re hoping to buy property or change banks soon, then tune in.
The future is digital, but stick to the hard stuff for now
Digital ID’s are fantastic… most of the time. But there is one good reason why the old-fashioned plastic is still pretty good.
Consider this if you're thinking about fixing your loan
Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.
6 things to get ready if you want to buy your first home
When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?